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Let's Help You Find the Best Critical Illness & Income Protection Cover Policy (& Save Money too!)

Now’s the time to protect your loved ones - Prices have never been cheaper.

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Our team of experienced advisers can help guide you through the options and can provide discounts on the best deals in the market.

The quotation service is completely FREE & you are under no obligation to purchase.

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We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Since 2006 we have helped 375,601 people compare Protection Insurance quotes. Five Stars Excellent (4.9) We would love to do the same for you...

Your Critical Illness & Income Protection Cover Quote

1 Policy Requirements

1 Policy Requirements

What do you want to cover?

What type of policy are you looking for?

COVER AMOUNT...

Life Insurance is typically linked to the value of a mortgage to help protect immediate family members and other dependents from financial hardship, but the value can be set for a higher amount to provide additional funds to cover on-going living expenses or other liabilities like loans or credit cards (provided that these are not already covered by existing insurance).

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COVER TERM...

Life Insurance is typically linked to the duration of a mortgage to help protect immediate family members and other dependents from financial hardship, but the term can be set for any number of years up to the policyholder's 70th birthday. The typical period of cover is 10-25 years.

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COVER TYPE...

Decreasing Cover is used specifically for a repayment mortgage, this provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover reduces during the term of the policy in line with value of your remaining mortgage balance.

Level Cover provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover stays the same for the duration of the policy.

Indexed Cover is where the amount of money the policyholder has been insured for increases with inflation throughout the term of the policy.

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Monthly Income Required...

Typically you can insure up to 70% of your gross income, whether an employee or self-employed, and at this level you should be able to maintain your current lifestyle. The monthly pay-outs if you make a claim are tax free.

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† Widest choice
‡ Best value

Deferred Period

This is the period of time you have to be out of work before any claim will be paid. The greater the deferred period, the more your monthly insurance premiums will reduce.

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Do you want a Single or Joint Policy?
What type of joint policy would you like?

INDIVIDUAL OR JOINT POLICIES...

A Joint life insurance policy only pays out once - it won’t provide cover for the second person after the first person dies.

Having two Individual life insurance policies will pay out for each policyholder.

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What is your date of birth?

Just so you know, for this amount of cover for a year old some insurers may require extra information from your Doctor.

Job Title...

Job title is an important part of the underwriting process.

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2 Health & LifeStyle

3 Personal Details

The quotation service is provided by an FCA-authorised insurance specialist

 

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BTW - Did you know?

The pay-out rates* for all claims by UK insurers is as follows:

The biggest reason why a claim is rejected is for non-disclosure of a health issue.

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* ABI 2022

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