QUICK QUERY? Speak to a UK adviser
0800 316 6917*
Call waiting time: 8 secs

Let's Help You Find the Best Life and Income Protection Insurance Policy (& Save Money too!)

Now’s the time to protect your loved ones - Prices have never been cheaper.

Free Quote

Let's help guide you through the options and find the best deal for your circumstances.

Our quotation service is completely FREE & you are under no obligation to purchase.

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Since 2006 we have helped 342,314 people compare Protection Insurance quotes. Five Stars (4.9) We would love to do the same for you...

Your Life and Income Protection Insurance Quote

1 Policy Requirements

1 Policy Requirements

What do you want to cover?

What type of policy are you looking for?

COVER AMOUNT...

Life Insurance is typically linked to the value of a mortgage to help protect immediate family members and other dependents from financial hardship, but the value can be set for a higher amount to provide additional funds to cover on-going living expenses or other liabilities like loans or credit cards (provided that these are not already covered by existing insurance).

Next Question >

COVER TERM...

Life Insurance is typically linked to the duration of a mortgage to help protect immediate family members and other dependents from financial hardship, but the term can be set for any number of years up to the policyholder's 70th birthday. The typical period of cover is 10-25 years.

< Back Next Question >

COVER TYPE...

Decreasing Cover is used specifically for a repayment mortgage, this provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover reduces during the term of the policy in line with value of your remaining mortgage balance.

Level Cover provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover stays the same for the duration of the policy.

Indexed Cover is where the amount of money the policyholder has been insured for increases with inflation throughout the term of the policy.

< Back Next Question >

Monthly Income Required...

Typically you can insure up to 70% of your gross income, whether an employee or self-employed, and at this level you should be able to maintain your current lifestyle. The monthly pay-outs if you make a claim are tax free.

Next Question >

< Back Next Question >

Deferred Period

This is the period of time you have to be out of work before any claim will be paid. The greater the deferred period, the more your monthly insurance premiums will reduce.

< Back Next Question >

Do you want a Single or Joint Policy?
< Back Next Question >
What type of joint policy would you like?

INDIVIDUAL OR JOINT POLICIES...

A Joint life insurance policy only pays out once - it won’t provide cover for the second person after the first person dies.

Having two Individual life insurance policies will pay out for each policyholder.

What is your date of birth?
You

Just so you know, for this amount of cover for a year old some insurers may require extra information from your Doctor (the age used is that of the oldest applicant).

< Back Next Question >

2 Health & LifeStyle

2 Health & LifeStyle

Have you smoked or used a tobacco/nicotine product in the past 12 months?
You
Partner
< Back Next Question >

Do you have (or have you ever had) any form of cancer, heart condition, diabetes or stroke?
You
Partner
< Back Next Question >

Are you currently awaiting results of any health tests or investigations?
You
Partner
< Back Next Question >

Is your BMI over 32? Calculate your BMI
You
Partner
Metric
< Back Next Question >

3 Personal Details

3 Personal Details

What is your full name?
You
Partner
< Back Next Question >

< Back Next Question >

< Back Next Question >

What is your Postcode?
< Back Next Question >

< Back Continue >

OR
  • Greater Peace of Mind
  • Access to the Best Deals
More info

With over 100 protection products in the UK market, it makes a lot of sense to speak to a qualified adviser to find the best policy for your personal circumstances.

They can also help you get cover much quicker and easier than going online, especially if you have any health issues. And they have access to all the best deals in the market, most of which you won’t find online.

They can even fill out the application form for you!

* By clicking either of the above buttons, you agree that you have read and understood our Privacy Policy and agree for your information to be used to provide you with a quotation.

Need help? Call on 0800 316 6917

Since 2006 we have helped 342,314 people compare Protection Insurance quotes.
We would love to do the same for you...

The quotation service is provided by an FCA-authorised insurance specialist

 

Submitting your information.
Please wait...

Loading

Validating your information.
Please wait...

Loading

BTW - Did you know?

97.3% of all claims for life insurance, 91.3% for critical illness and 86.0% for income protection policies are paid by insurers. *

The biggest reason why a claim is rejected is for non-disclosure of a health issue.

Continue >

* ABI 2021

We will donate £1 on your behalf to the Ukraine 🇺🇦 Humanitarian Appeal run by the Disaster Emergency Committee (DEC) for every unique quote submitted.

The money will help provide shelter, food and water to the people of Ukraine

Continue >