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Let's Help You Find the Best Life and Income Protection Insurance Policy (& Save Money too!)

Now’s the time to protect your loved ones - Prices have never been cheaper.

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Our team of experienced advisers can help guide you through the options and can provide discounts on the best deals in the market.

The quotation service is completely FREE & you are under no obligation to purchase.

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We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Since 2006 we have helped 369,983 people compare Protection Insurance quotes. Five Stars Excellent (4.9) We would love to do the same for you...

Your Life and Income Protection Insurance Quote

1 Policy Requirements

1 Policy Requirements

What do you want to cover?

What type of policy are you looking for?

COVER AMOUNT...

Life Insurance is typically linked to the value of a mortgage to help protect immediate family members and other dependents from financial hardship, but the value can be set for a higher amount to provide additional funds to cover on-going living expenses or other liabilities like loans or credit cards (provided that these are not already covered by existing insurance).

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COVER TERM...

Life Insurance is typically linked to the duration of a mortgage to help protect immediate family members and other dependents from financial hardship, but the term can be set for any number of years up to the policyholder's 70th birthday. The typical period of cover is 10-25 years.

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COVER TYPE...

Decreasing Cover is used specifically for a repayment mortgage, this provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover reduces during the term of the policy in line with value of your remaining mortgage balance.

Level Cover provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover stays the same for the duration of the policy.

Indexed Cover is where the amount of money the policyholder has been insured for increases with inflation throughout the term of the policy.

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Monthly Income Required...

Typically you can insure up to 70% of your gross income, whether an employee or self-employed, and at this level you should be able to maintain your current lifestyle. The monthly pay-outs if you make a claim are tax free.

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Deferred Period

This is the period of time you have to be out of work before any claim will be paid. The greater the deferred period, the more your monthly insurance premiums will reduce.

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Do you want a Single or Joint Policy?
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What type of joint policy would you like?

INDIVIDUAL OR JOINT POLICIES...

A Joint life insurance policy only pays out once - it won’t provide cover for the second person after the first person dies.

Having two Individual life insurance policies will pay out for each policyholder.

What is your date of birth?
You

Just so you know, for this amount of cover for a year old some insurers may require extra information from your Doctor (the age used is that of the oldest applicant).

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Job Title...

Job title is an important part of the underwriting process.

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2 Health & LifeStyle

2 Health & LifeStyle

Have you smoked or used a tobacco/nicotine product in the past 12 months?
You
Partner
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Do you have (or have you ever had) any form of cancer, heart condition, diabetes or stroke?
You
Partner
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Are you currently awaiting results of any health tests or investigations?
You
Partner
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Is your BMI over 32? Calculate your BMI
You
Partner
Metric
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3 Personal Details

3 Personal Details

What is your full name?
You
Partner
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*tax-saving benefits available

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What is your Postcode?
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With over 100 protection products in the UK market, it makes a lot of sense to speak to a qualified adviser to find the best policy for your personal circumstances.

They can also help you get cover much quicker and easier than going online, especially if you have any health issues. And they have access to all the best deals in the market, most of which you won’t find online.

They can even fill out the application form for you!

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Since 2006 we have helped 369,983 people compare Protection Insurance quotes.
We would love to do the same for you...

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BTW - Did you know?

The pay-out rates* for all claims by UK insurers is as follows:

The biggest reason why a claim is rejected is for non-disclosure of a health issue.

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* ABI 2022

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