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1.Term Life Insurance to Protect Your Family or Your Partner
This low cost option is how most Life Insurance is set up. You will have to disclose any health problems and could require a GP report or medical. Unlike advertised 'over 50’s' policies, the amount you can insure can be high and cover can run up to age 85.
2.Life Insurance with Guaranteed Acceptance & No Medical *
This option can be 4 times more expensive than other life insurance policies and the maximum you can insure is often limited to £25,000. Most advisers would not recommend this product. * (As seen on TV)
3.Whole-of-Life Assurance for a Guaranteed Payout
This policy is guaranteed to pay out at whatever age you die provided the premiums continue to be paid. You will have to disclose any health problems and could require a GP report or medical. Unlike advertised 'over 50’s' policies, you can insure yourself for any amount.
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