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Since 2006 we have helped 342,313 people compare Protection Insurance quotes.
We would love to do the same for you...

Now’s the time to protect your loved ones - Prices have never been cheaper.

Let's help guide you through the options and find the best deal for your circumstances.

Our quotation service is completely FREE & you are under no obligation to purchase.

Since 2006 we have helped 342,313 people compare Protection Insurance quotes.
We would love to do the same for you...

Why should you give some serious thought to taking out critical illness insurance?

All too often in life, many of us think that certain terrible events couldn’t possibly happen to us... right up until the moment they do. Consider, for instance, what the implications would be for you if you were suddenly diagnosed with a serious illness such as cancer, a heart attack or stroke. What would the impact be on your finances, and would you be able to deal with that?

It is perhaps no great surprise, then, that there seems to have been an increasing conversation about critical illness cover - and similar protection products - in recent times.

The idea behind critical illness insurance is pretty simple. Subject to the particular terms of the policy you buy, it means that in the event of you suffering from a serious illness or a permanent disability caused by injury, you can be paid a one-off tax-free lump sum.

You would then be free to use that money whatever way you want. Given what critical illness cover is designed for, many policyholders - in practice - use their payment for essential expenses, such as to continue paying off their mortgage while they might have been forced off work and therefore don’t have money coming in from elsewhere.

“But am I really likely to need critical illness cover?”

This is an understandable question. You might think to yourself that life expectancy these days is pretty much as high as it has ever been, and that medical treatments have never been as advanced as they are now. You may also reason with yourself that you have decent savings, so again, would critical illness insurance really be worth the purchase for you?

Before you decide, it is worth bearing in mind the statistics. According to Cancer Research UK, for instance, half of us will get cancer at some point in our lives. And if you ask the British Heart Foundation, they will tell you that some 7.6 million people in the UK are presently living with heart and circulatory diseases.

Other data, as reported on by the Evening Standard, has shown that while a 40-year-old man who is a non-smoker has a 3% likelihood of dying before he reaches the age of 65, he has a 14% chance of getting a critical illness. While a healthy lifestyle could help you drive down the chances of either happening to you, there is no way to completely eliminate the risk.

We make it easy for you to select the best-suited protection insurance

There is plenty of reason, then, to give critical illness cover major consideration, especially as you get older (and it’s worth bearing in mind that the asking price for your cover at the stage you buy it will likely go up with age - so, it might be best to take out a policy sooner rather than later).

However, purchasing a critical illness insurance policy that represents a poor match to your requirements could be just as useless as not having this type of cover in place at all. This is why you might want to contact one of our advisors when you are interested in this type of protection cover, so that you can be confident of making only the most informed choice.

We can introduce you to some of the best specialist intermediaries out there, while ensuring you benefit from the most personalised all-round service and the most competitive quotes for critical illness cover. Don’t forget that we can also match you to great combined protection insurance policies, to help give you even greater peace of mind!

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Get Insured within 20 Minutes

It is possible to be protected with a life insurance or critical illness policy within 20 minutes provided the insurer does not require a GP report or medical.

A GP report or medical is normally required for large amounts of cover (over £400,000), or if your BMI is over 30, or you have any significant ongoing or past medical issues, or if you are involved in dangerous job or high risk hobby.

Calculate Your Cover

Find out how much cover you might need by using our simple online calculator. It will take into account your outstanding mortgage, any loans or credit cards, your monthly income and how many children you have.

Ultimately the right amount of cover is often a balance between what might be an ideal figure and what you can sensibly afford.

Calculate your cover here

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Read What Our Customers Think of Us

Five Stars (4.9)

Great communication, help and guidance.

All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work.

I was given good independent advise, so I could confidently make my choice on what was right for me.

- Denise

Clear, friendly, efficient and prompt service.

No nonsense, no jargon, just clear and informative guidance. Very quick with results which did not disappoint. Delighted with my deal which was a third cheaper than my own bank offered me and I didn’t do any of the legwork. More than happy to recommend.

- Ms Shannon

I found the customer service representative very polite and informative and helpful.

I wished some information on life insurance for a mortgage I have applied for.

All in all the process was very useful and informative and the representative was very helpful and polite. I would recommend this online service to anyone who is looking for life cover.

- Mrs Severn

Very good professional service.

I was impressed by the quality of service by the advisor who dealt with my request. He has carefully listened to my requirements, asked a few relevant questions and has provided me with the option which suited my needs in the best possible way. I have really admired his flexible approach and fantastic customer skills.

- Mrs Cookson

Professional and no-nonsense approach.

Very thorough yet friendly service. Good contact and information one can understand.

- Heather Cronley

A professional customer centric company with the client at the heart of the transaction.

The advisor put me at the heart of the transaction, was professional, gave realistic opinions and suggestions offering me choices in clear terms which I understood.

- Andrew Hughes

Outstanding service and knowledgeable customer service rep.

I received a call as promised in my email. Marie Bedding was very knowledgeable in her subject matter, she took some basic details and was very polite and courteous in her manner.

Marie was very sensitive when discussing personal circumstances and listened carefully and showed compassion to my details. Marie then said ‘leave it with me and ill get back to you’, within 20 minutes Marie was back on the phone with the quotes as promised and gave me a selection of options to chose from.

Marie did not pressure me with the ‘Hard Sell’, I needed time to discuss the options with my partner, Marie kindly emailed me all the details and left it in my hands to contact her once I had made a decision and if I would like to go ahead with the policy.

I cannot fault this service and the professionalism I received.

- N Marsden

Excellent Service.

Great service, easy to understand terminology. Everything explained and documented by adviser. Thank you.

- Glenda

The quotation service is provided by an FCA-authorised insurance specialist

Promoted Premiums for 35 year old male (non-smoker) on a 25 year term - September 2022*
Life Insurance: £5/month = £65,371 sum insured
Critical Illness Cover: £10/month = £27,546 sum insured
Combined Life & Critical Illness Cover: £10/month = £25,230 sum insured

 

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