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Let's Help You Find the Best Life & Critical Illness Cover Policy (& Save Money too!)

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Since 2006 we have helped 339,607 people compare Protection Insurance quotes.
We would love to do the same for you...

Now’s the time to protect your loved ones - Prices have never been cheaper.

Let's help guide you through the options and find the best deal for your circumstances.

Our quotation service is completely FREE & you are under no obligation to purchase.

Since 2006 we have helped 339,607 people compare Protection Insurance quotes.
We would love to do the same for you...

If you’re self-employed, are you adequately protected against the worst that could happen?

It‘s already well-known that finances can be precarious for the self-employed - but a new set of figures recently reported by the i newspaper has helped illustrate just how precarious many such independent professionals‘ situations are.

The newspaper cited new research that found more than two thirds of self-employed people in the UK did not have a regular income. This risks self-employed people increasingly struggling to afford their bills as the cost-of-living crisis intensifies for many people.

Moreover, a quarter of respondents said that they only had sufficient money to cover their costs for three months if they were unable to work. With more than half of the self-employed people questioned stating that they relied on personal savings when they weren‘t working, there is clearly cause for concern for this vulnerable part of the UK‘s workforce.

The right protection insurance could help boost your financial resilience

If you are an independent professional yourself - perhaps working as a freelancer, contractor, or consultant - you might well empathise, and even identify with, a lot of the above.

Perhaps you‘re looking for ways to better shield yourself against the potential effects of the cost-of-living crisis, and you‘ve decided that taking out an income protection policy or critical illness cover - or maybe even a combined policy - could be the answer?

Indeed, self-employed people not being eligible for Statutory Sick Pay (SSP) can leave many such workers with barely a safety net if something does happen to them that prevents them from working. Statistics show that during the pandemic, for example, self-employed people accounted for a fifth of applications to the Test and Trace Support Payment scheme.

As a self-employed person, you might have already taken some steps to help give yourself a financial buffer against the worst that could happen. But with 13% of self-employed Britons still not having life insurance or critical illness cover, there might be more that you can do.

Of those who did say they didn‘t have either of the aforementioned forms of protection insurance, just under a third said that they weren‘t a financial priority, while a quarter said that they were prepared to risk not being covered. About one in four respondents said they didn‘t need these policies or couldn‘t afford them.

Get on the phone to our advisers today - and buy yourself crucial peace of mind

Could there be many better investments that you could make right now, than one that gives financial protection to you and your loved ones who may be dependent on you? We don‘t think so.

So, whether you‘re considering purchasing income protection insurance, or perhaps combined life and critical illness cover, or even a combined life insurance and income protection policy, it could be well worth calling our UK advisers today, on 0800 316 6917.

Our advice and quotation service here at QuoteLifeCover is completely free to take advantage of, and if you do decide to ask for a quote from us for protection insurance, you will be under no obligation to buy.

Regardless, calling us might turn out to be one of the best decisions you make during the cost-of-living crisis, even if you only do so to make yourself more aware and informed about your options. So, why not reach out to us today?

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Get Insured within 20 Minutes

It is possible to be protected with a life insurance or critical illness policy within 20 minutes provided the insurer does not require a GP report or medical.

A GP report or medical is normally required for large amounts of cover (over £400,000), or if your BMI is over 30, or you have any significant ongoing or past medical issues, or if you are involved in dangerous job or high risk hobby.

Calculate Your Cover

Find out how much cover you might need by using our simple online calculator. It will take into account your outstanding mortgage, any loans or credit cards, your monthly income and how many children you have.

Ultimately the right amount of cover is often a balance between what might be an ideal figure and what you can sensibly afford.

Calculate your cover here

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Read What Our Customers Think of Us

Five Stars (4.9)

Great communication, help and guidance.

All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work.

I was given good independent advise, so I could confidently make my choice on what was right for me.

- Denise

Clear, friendly, efficient and prompt service.

No nonsense, no jargon, just clear and informative guidance. Very quick with results which did not disappoint. Delighted with my deal which was a third cheaper than my own bank offered me and I didn’t do any of the legwork. More than happy to recommend.

- Ms Shannon

I found the customer service representative very polite and informative and helpful.

I wished some information on life insurance for a mortgage I have applied for.

All in all the process was very useful and informative and the representative was very helpful and polite. I would recommend this online service to anyone who is looking for life cover.

- Mrs Severn

Very good professional service.

I was impressed by the quality of service by the advisor who dealt with my request. He has carefully listened to my requirements, asked a few relevant questions and has provided me with the option which suited my needs in the best possible way. I have really admired his flexible approach and fantastic customer skills.

- Mrs Cookson

Professional and no-nonsense approach.

Very thorough yet friendly service. Good contact and information one can understand.

- Heather Cronley

A professional customer centric company with the client at the heart of the transaction.

The advisor put me at the heart of the transaction, was professional, gave realistic opinions and suggestions offering me choices in clear terms which I understood.

- Andrew Hughes

Outstanding service and knowledgeable customer service rep.

I received a call as promised in my email. Marie Bedding was very knowledgeable in her subject matter, she took some basic details and was very polite and courteous in her manner.

Marie was very sensitive when discussing personal circumstances and listened carefully and showed compassion to my details. Marie then said ‘leave it with me and ill get back to you’, within 20 minutes Marie was back on the phone with the quotes as promised and gave me a selection of options to chose from.

Marie did not pressure me with the ‘Hard Sell’, I needed time to discuss the options with my partner, Marie kindly emailed me all the details and left it in my hands to contact her once I had made a decision and if I would like to go ahead with the policy.

I cannot fault this service and the professionalism I received.

- N Marsden

Excellent Service.

Great service, easy to understand terminology. Everything explained and documented by adviser. Thank you.

- Glenda

The quotation service is provided by an FCA-authorised insurance specialist

Promoted Premiums for 35 year old male (non-smoker) on a 25 year term - September 2022*
Life Insurance: £5/month = £65,371 sum insured
Critical Illness Cover: £10/month = £27,546 sum insured
Combined Life & Critical Illness Cover: £10/month = £25,230 sum insured

 

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