QUICK QUERY? Speak to a UK adviser
0800 316 6917*
Call waiting time: 8 secs

Let's Help You Find the Best Life & Critical Illness Cover Policy (& Save Money too!)

Free Quote

Since 2006 we have helped 342,313 people compare Protection Insurance quotes.
We would love to do the same for you...

Now’s the time to protect your loved ones - Prices have never been cheaper.

Let's help guide you through the options and find the best deal for your circumstances.

Our quotation service is completely FREE & you are under no obligation to purchase.

Since 2006 we have helped 342,313 people compare Protection Insurance quotes.
We would love to do the same for you...

Don’t allow price worries to deter you from purchasing what could be crucial protection insurance

At this time when seemingly everyone is under an elevated level of financial pressure, we can well understand you feeling the need to make some hardnosed decisions you would rather not make. And one of your calculations might be that you simply have to do without the protection insurance you may have otherwise wished to have.

Recently, research findings have emerged that indicate many members of the UK population are struggling with this dilemma.

Too few people in the UK seem to be seriously considering protection insurance

As reported by COVER, data indicates that fewer than two in every 10 people in the UK - 17% - have income protection insurance already, or are in the process of applying for it. This is despite 43% of working-age adults admitting that they are worried about a loss of earning arising from personal illness, which is exactly the kind of risk that income protection cover is designed to address.

The picture doesn’t seem much more encouraging when one looks to life insurance - the type of protection insurance that pays out a one-off tax-free lump-sum amount in the event of the policyholder passing away.

This much is clear from a separate COVER article, which suggested that according to research carried out by a well-known insurance company, a mere 35% of UK families have a life insurance policy in place.

Worryingly, more than a third - 35% - of those questioned said it was “too expensive” to purchase cover, even though they acknowledged the very real benefits of having such cover in the event of the worst actually happening.

Lack of knowledge appears to be a major barrier to people investing in what might be much-needed protection

The above situation of potential protection insurance policyholders being deterred by fears of an overly high cost are all the more saddening, given the evidence of how affordable such protection can be relative to other frequent household expenses.

Indeed, the recently released statistics showed that some 42% of individuals said they weren’t sure how much life insurance costs, but were happy to spend money on entertainment services. Some 71% of the polled households paid for at least one monthly subscription service.

The fact of the matter is that life insurance policies can often be cheaper than streaming services, magazine subscriptions, and gym memberships.

So, the cost of invaluable peace of mind about your financial situation could be much lower than you think - and even if your finances don’t stretch to the kind of comprehensive protection insurance you would ideally like, it is often better to have at least some protection, rather than none.

If you’re feeling overwhelmed by the prospect of sifting through all the life insurance and income protection insurance options out there, don’t worry!

Our team here at QuoteLifeCover can help you learn more about the most appropriate plans out there for you, and to purchase the policy that is best matched to your needs. Simply give our free and no-obligation advice and quotation line a call today, on 0800 316 6917.

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Get Insured within 20 Minutes

It is possible to be protected with a life insurance or critical illness policy within 20 minutes provided the insurer does not require a GP report or medical.

A GP report or medical is normally required for large amounts of cover (over £400,000), or if your BMI is over 30, or you have any significant ongoing or past medical issues, or if you are involved in dangerous job or high risk hobby.

Calculate Your Cover

Find out how much cover you might need by using our simple online calculator. It will take into account your outstanding mortgage, any loans or credit cards, your monthly income and how many children you have.

Ultimately the right amount of cover is often a balance between what might be an ideal figure and what you can sensibly afford.

Calculate your cover here

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Read What Our Customers Think of Us

Five Stars (4.9)

Great communication, help and guidance.

All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work.

I was given good independent advise, so I could confidently make my choice on what was right for me.

- Denise

Clear, friendly, efficient and prompt service.

No nonsense, no jargon, just clear and informative guidance. Very quick with results which did not disappoint. Delighted with my deal which was a third cheaper than my own bank offered me and I didn’t do any of the legwork. More than happy to recommend.

- Ms Shannon

I found the customer service representative very polite and informative and helpful.

I wished some information on life insurance for a mortgage I have applied for.

All in all the process was very useful and informative and the representative was very helpful and polite. I would recommend this online service to anyone who is looking for life cover.

- Mrs Severn

Very good professional service.

I was impressed by the quality of service by the advisor who dealt with my request. He has carefully listened to my requirements, asked a few relevant questions and has provided me with the option which suited my needs in the best possible way. I have really admired his flexible approach and fantastic customer skills.

- Mrs Cookson

Professional and no-nonsense approach.

Very thorough yet friendly service. Good contact and information one can understand.

- Heather Cronley

A professional customer centric company with the client at the heart of the transaction.

The advisor put me at the heart of the transaction, was professional, gave realistic opinions and suggestions offering me choices in clear terms which I understood.

- Andrew Hughes

Outstanding service and knowledgeable customer service rep.

I received a call as promised in my email. Marie Bedding was very knowledgeable in her subject matter, she took some basic details and was very polite and courteous in her manner.

Marie was very sensitive when discussing personal circumstances and listened carefully and showed compassion to my details. Marie then said ‘leave it with me and ill get back to you’, within 20 minutes Marie was back on the phone with the quotes as promised and gave me a selection of options to chose from.

Marie did not pressure me with the ‘Hard Sell’, I needed time to discuss the options with my partner, Marie kindly emailed me all the details and left it in my hands to contact her once I had made a decision and if I would like to go ahead with the policy.

I cannot fault this service and the professionalism I received.

- N Marsden

Excellent Service.

Great service, easy to understand terminology. Everything explained and documented by adviser. Thank you.

- Glenda

The quotation service is provided by an FCA-authorised insurance specialist

Promoted Premiums for 35 year old male (non-smoker) on a 25 year term - September 2022*
Life Insurance: £5/month = £65,371 sum insured
Critical Illness Cover: £10/month = £27,546 sum insured
Combined Life & Critical Illness Cover: £10/month = £25,230 sum insured

 

Submitting your information.
Please wait...

Loading