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Since 2006 we have helped 339,605 people compare Protection Insurance quotes.
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Now’s the time to protect your loved ones - Prices have never been cheaper.

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Since 2006 we have helped 339,605 people compare Protection Insurance quotes.
We would love to do the same for you...

As inflation threatens to wipe out savings, protection insurance can provide a crucial layer of protection

By now, we’re sure you will have heard of the latest grim news on UK inflation, showing that according to the Office for National Statistics (ONS), it reached its highest level for four decades - 10.1% - during July. That’s another sizeable jump from the 9.4% recorded for the previous month.

What does all of this mean for your relationship with protection insurance, whether you have such a policy in place already, or you are thinking about purchasing one?

Well, it is certainly unlikely to make protection insurance less important to you than it already is. After all, you need to think about what happens in the event that something happens in your life necessitating you making a claim on your protection insurance policy.

Even if you have something to ‘fall back on’, inflation can be a peril

A lot of us are accustomed to thinking of protection insurance products - such as critical illness cover and income protection insurance - in terms of providing a layer of protection to those who might not have savings or other resources to fall back on if the worst happens to them.

But what if you do have some savings to which you could turn, in the event of something like long-term sickness or disability rendering you unable to work and earn your usual income? Inflation could spell bad news here, too, simply because rampant inflation driving up the costs of such essentials as energy, food and drink will cause your savings to be eaten up much faster.

Plus, interest rates have been on the rise, and look set to continue increasing. That could mean your mortgage becoming less and less manageable, which could then turn into an even direr situation if a serious illness was to prevent you from working.

Another popular product obtained through QuoteLifeCover is life insurance, which could prove another godsend for your household. The thought of your family having to pay heavy outstanding bills in the middle of a cost-of-living crisis in the event of your death, might scarcely bear thinking about. And yet, this is something you do have to think about, at least in order to put in place measures for minimising your risk.

Why not give us a call to discuss the possibilities for protection cover?

You probably get our broad message by now; if protection insurance was at least a ‘good to have’ previously, it has only become even more important for households up and down the UK since. With scary rises in energy bills widely predicted for the UK in the months to come, it appears that the situation will potentially get much worse before it gets better.

There is, however, something else we haven’t yet touched on in this blog post; with so many different types of protection insurance available, even if you acknowledge just how crucial such cover is, you might still have some trouble determining the best protection insurance type and policy for you.

This is why we have set up a free, no-obligation advice and quotation line, which you are welcome to contact for a more detailed conversation about the possibilities. Whether you wish to know more about what mortgage protection insurance entails, or want to carry out a quick and easy life and critical illness cover comparison - amid the many other things you might want to talk about with us - a UK adviser from our team will be pleased to provide the very best information and guidance.

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Get Insured within 20 Minutes

It is possible to be protected with a life insurance or critical illness policy within 20 minutes provided the insurer does not require a GP report or medical.

A GP report or medical is normally required for large amounts of cover (over £400,000), or if your BMI is over 30, or you have any significant ongoing or past medical issues, or if you are involved in dangerous job or high risk hobby.

Calculate Your Cover

Find out how much cover you might need by using our simple online calculator. It will take into account your outstanding mortgage, any loans or credit cards, your monthly income and how many children you have.

Ultimately the right amount of cover is often a balance between what might be an ideal figure and what you can sensibly afford.

Calculate your cover here

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Read What Our Customers Think of Us

Five Stars (4.9)

Great communication, help and guidance.

All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work.

I was given good independent advise, so I could confidently make my choice on what was right for me.

- Denise

Clear, friendly, efficient and prompt service.

No nonsense, no jargon, just clear and informative guidance. Very quick with results which did not disappoint. Delighted with my deal which was a third cheaper than my own bank offered me and I didn’t do any of the legwork. More than happy to recommend.

- Ms Shannon

I found the customer service representative very polite and informative and helpful.

I wished some information on life insurance for a mortgage I have applied for.

All in all the process was very useful and informative and the representative was very helpful and polite. I would recommend this online service to anyone who is looking for life cover.

- Mrs Severn

Very good professional service.

I was impressed by the quality of service by the advisor who dealt with my request. He has carefully listened to my requirements, asked a few relevant questions and has provided me with the option which suited my needs in the best possible way. I have really admired his flexible approach and fantastic customer skills.

- Mrs Cookson

Professional and no-nonsense approach.

Very thorough yet friendly service. Good contact and information one can understand.

- Heather Cronley

A professional customer centric company with the client at the heart of the transaction.

The advisor put me at the heart of the transaction, was professional, gave realistic opinions and suggestions offering me choices in clear terms which I understood.

- Andrew Hughes

Outstanding service and knowledgeable customer service rep.

I received a call as promised in my email. Marie Bedding was very knowledgeable in her subject matter, she took some basic details and was very polite and courteous in her manner.

Marie was very sensitive when discussing personal circumstances and listened carefully and showed compassion to my details. Marie then said ‘leave it with me and ill get back to you’, within 20 minutes Marie was back on the phone with the quotes as promised and gave me a selection of options to chose from.

Marie did not pressure me with the ‘Hard Sell’, I needed time to discuss the options with my partner, Marie kindly emailed me all the details and left it in my hands to contact her once I had made a decision and if I would like to go ahead with the policy.

I cannot fault this service and the professionalism I received.

- N Marsden

Excellent Service.

Great service, easy to understand terminology. Everything explained and documented by adviser. Thank you.

- Glenda

The quotation service is provided by an FCA-authorised insurance specialist

Promoted Premiums for 35 year old male (non-smoker) on a 25 year term - September 2022*
Life Insurance: £5/month = £65,371 sum insured
Critical Illness Cover: £10/month = £27,546 sum insured
Combined Life & Critical Illness Cover: £10/month = £25,230 sum insured

 

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